Inclusiv Learning Center

Community development credit unions are working to broaden homeownership opportunity as economic empowerment. Inclusiv trains credit unions to develop and refine mortgage products that serve low- and middle-income communities, ITIN holders, and other underserved populations while maintaining federal compliance and reducing risk.

Across the United States, the legacy of redlining, segregation, and exclusionary lending continues to shape who owns a home and who has access to generational wealth. For decades, government-backed mortgage programs helped white families build assets that could be passed down through generations, while Black, Hispanic, and immigrant families were systematically excluded from affordable and sustainable homeownership. CDCUs have always worked to help build generational wealth through homeownership in underserved communities, and Inclusiv supports that mission.